We have temporarily moved! Visit us at 810 Regent Ave. West

Birchwood Kia Regent

Financing options for many needs and credit ratings

Get Pre-Approved

With Birchwood Kia Regent, getting vehicle financing is easy. Start the application process by getting pre-approved online.

Available Financing Promotions

Sorento Rate Reduction

For a limited time receive the all-new 2024 Sorento at a reduced rate. Finance as low as 4.99% for 60 months.

Offer ends on Apr 30.

Shop Sorentos

Temporary Location Update

We are building a brand new Birchwood Kia! Sales & Service are temporarily located at 810 Regent Ave.

Learn More

Limited Time Rate Reduction

We are thrilled to introduce a special 4.99% rate over 24 months on certified pre-owned vehicles. This exceptional rate is valid until April 30th, 2024

Offer ends on Apr 30.

Shop CPO

2023 EV6 GT Price Reduced!

Over $11,000 in savings! Receive up to an additional $9,000 off in government rebates. Ask us how!

Offer ends on Apr 30.

Shop EV6

Types of Vehicle Loans

Kia Motors FinanceBank LoansBirchwood Credit

Kia Motors Finance

Financing a Kia through Kia Motors Finance is a great option if you put a lot of mileage on your vehicle, want to own your vehicle outright, or use your vehicle for commercial purposes.

With flexible terms of up to 84-months, Birchwood Kia Regent is able to customize your payment to be smaller with a longer term. Additionally, Kia's excellent finance rates will save you money over the long term.

We also offer attractive leasing options, if always driving a newer car is important to you.

Bank Loans

Through its relationships with Canadian banks, Birchwood is able to offer automotive financing on new and pre-owned vehicles through bank loans. Bank loans are similar to manufacturer loans in that they can be put towards the purchase price of a vehicle and are available to approved borrowers with different terms such as payment schedule and term, but are usually applied to pre-owned vehicles. Bank loans usually have the benefit that they can be paid off early in-full at any time, and carry the advantage that once the loan is paid off, the vehicle is yours to keep, trade or sell.

Birchwood Credit

Sometimes, challenges in life can make owning a vehicle difficult. If your credit has been impacted negatively by things such as unexpected expenses or divorce, it’s possible that vehicle ownership has been made difficult by rejection for credit on a conventional vehicle loan. In these scenarios, make sure to speak with Birchwood Credit. Unlike other automotive dealerships who will often sell your information to an outside loan provider in alternative credit situations, Birchwood provides credit itself, meaning you get credit from someone who’s credible. Birchwood Credit’s process is fast with an easy application and no obligation.

Leasing a Kia

Effective Car Leasing Options from Kia Motors Finance

Leasing is a great option for owning a new vehicle if you want lower monthly payments, like driving a newer car more often, and/or would like a short term commitment. Kia Motors Finance provides flexible lease terms of between 24-60 months, as well as yearly kilometre allowances from 16,000km up to 24,000km.

Trade-In Your Vehicle with Birchwood Kia Regent

Trading in your current vehicle can significantly decrease the payments on your new or pre-owned vehicle from Birchwood Kia Regent. Get an instant Trade-In valuation today!